Life choices, if life weren't handed on a platter to us rich white Americans?

I've kind of taken it for granted my entire life that working for money isn't a good idea, that things aren't worth worrying about, and that money won't buy happiness.

This all assumes that I'll always have enough money. What if I didn't? Suddenly, working for money becomes a viable and smart career option. Until you get to that diminishing returns point ($40k/yr? $60k?), one dollar equals one util!

Other luxuries include control over my time. I take flexible hours and vacation time for granted. At home I could pretty much choose to do whatever I want whenever I want. Traveling now, not quite as much (sometimes more than others). If I were working, and had a more restrictive job, even less.